Having a credit card could get someone into much trouble if it is not used responsibly. I personally have nightmares when it concerns credit cards. I do not like paying interest on something when it is not necessary. I learned how to use credit cards the hard way. I ran up a credit card bill and made the minimum payments every month until I realized how much money I was blowing away in interest. I paid off that card and closed it out. After that experience I learned that I do not need any credit cards. I currently have only one credit card for emergencies only. It has a very low credit limit so I will not get over my head in debt again. My philosophy is that if I do not have the cash or money in the bank to pay for it I do not need it.
The following is a paragraph regarding my experience with credit cards. I had to use least five adverbs and five adjectives in my paragraph. I have to bold the adverbs and underline the adjectives, the only problem is I am having a hard time figuring out which are adverbs and adjectives. I know this is stupid, but please help.