Essential expenses should be reduced. Essential expenses should be reduced. Interest should not be calculated as income Interest should not be calculated as income Income should be more than expenses. Income should be more than expenses. Variable

expenses should be closely monitored and controlled. Variable expenses should be closely monitored and controlled. Sacrifices may need to be made in order to maintain a positive cash flow. Sacrifices may need to be made in order to maintain a positive cash flow. Cutting back on non-essential expenses may be necessary in order to increase savings. Cutting back on non-essential expenses may be necessary in order to increase savings. It is important to create a budget and stick to it in order to achieve financial stability. It is important to create a budget and stick to it in order to achieve financial stability. Additionally, finding ways to increase income, such as picking up a part-time job or freelance work, can help improve the overall financial situation. Additionally, finding ways to increase income, such as picking up a part-time job or freelance work, can help improve the overall financial situation. Ultimately, the goal should be to have enough income to cover all expenses and still have money left over for savings and emergencies. Ultimately, the goal should be to have enough income to cover all expenses and still have money left over for savings and emergencies.