Joseph has a loyalty card good for a 9% discount at his local grocery store. What would his total in dollars and cents be, after the discount and before tax, if the total cost of all the items he wants to buy is $37? Round to the nearest cent.

First, we need to calculate the discount amount by multiplying the total cost by the discount percentage:

Discount amount = $37 * 0.09 = $3.33

Then, we subtract the discount amount from the total cost to find the final amount before tax:

Final amount before tax = $37 - $3.33 = $33.67

So, Joseph's total in dollars and cents after the discount and before tax would be $33.67.