Which describes a common early financial goal for most people?

A. funding retirement

B. purchasing luxuries

C. buying a second home

D. building wealth

D. building wealth

is this right

Yes, option D ("building wealth") is a common early financial goal for most people. By focusing on building wealth early on, individuals can start saving and investing their money for the long term, which can help them achieve other financial goals such as purchasing a home, funding retirement, or enjoying luxuries later in life.