Identify an action that will positively affect a credit history.(1 point)
Responses
Have the maximum allowed credit card balances.
Have the maximum allowed credit card balances.
Apply for additional credit cards.
Apply for additional credit cards.
Make payments after the due date.
Make payments after the due date.
Pay off a loan.
Pay off a loan.
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Pay off a loan.
Which credit score would be considered outstanding credit?(1 point)
Responses
730
730
550
550
420
420
820
820
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820
Explain the effect of credit history on the terms of a loan.(1 point)
Responses
A positive credit history will mean a lower interest rate.
A positive credit history will mean a lower interest rate.
More information is needed.
More information is needed.
A positive credit history will mean a higher interest rate.
A positive credit history will mean a higher interest rate.
A negative credit history will mean a lower interest rate.
A negative credit history will mean a lower interest rate.
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A positive credit history will mean a lower interest rate.
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Why would an employer look at your credit history?(1 point)
Responses
Your credit history will tell them if you will be a good employee.
Your credit history will tell them if you will be a good employee.
An employer is not allowed to look at your credit history as part of the hiring process.
An employer is not allowed to look at your credit history as part of the hiring process.
Your credit history shows how financially responsible you are.
Your credit history shows how financially responsible you are.
A poor credit history shows them that you need the job.
A poor credit history shows them that you need the job.
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