What is the benefit of a savings account? Select all that apply. (1 point) Responses It allows you to use a debit card to pay for purchases. It allows you to use a debit card to pay for purchases. It earns interest regularly. It earns interest regularly. It eliminates any interest or fees you must pay on borrowed money. It eliminates any interest or fees you must pay on borrowed money. It sets aside money for future use.

- It earns interest regularly.

- It sets aside money for future use.

What is the first step toward determining how much you can save? (1 point) Responses put 15% of your income into savings put 15% of your income into savings stop all spending for one month stop all spending for one month track your expenses for a set period of time track your expenses for a set period of time use your debit card for all purchases