Elijah is concerned that his bank is making poor financial decisions and worries that his $1, 200 deposited in savings will be lost if the bank were to fail. As long as his bank meets the necessary requirements, which of the following protects Elijah against this potential loss? (1 point)

A.• Home Owners' Loan Act
B.• fractional-reserve banking
C.• Glass-Steagall
D.O Federal Deposit Insurance Corporation

D. Federal Deposit Insurance Corporation