Which of the following factors has helped improve the economy in recent years

1. Increased consumer spending

2. Low unemployment rates
3. Rise in wages and disposable income
4. Technological advancements and innovation
5. Government stimulus packages and policies to boost economic growth
6. Strong stock market performance
7. Growth in the housing market sector
8. Global economic stability and trade agreements
9. Increase in small business growth and entrepreneurship
10. Access to affordable credit and loans.