What is 20% tip on a bill of $19.60

To calculate a 20% tip on a bill of $19.60, you can multiply the bill amount by 0.2 (which is the decimal representation of 20%).

20% of $19.60 = $19.60 x 0.2 = $3.92

So, a 20% tip on a bill of $19.60 would be $3.92.