which insurance pays beneficiaries directly upon accidental death or loss of functionality? (1 point) Responses accidental death and dismemberment accidental death and dismemberment debt cancellation contract debt cancellation contract mortgage protection life insurance mortgage protection life insurance credit life coverage

The insurance that pays beneficiaries directly upon accidental death or loss of functionality is accidental death and dismemberment (AD&D) insurance.

The insurance that pays beneficiaries directly upon accidental death or loss of functionality is called "accidental death and dismemberment" (AD&D) insurance.

To find out which insurance pays beneficiaries directly upon accidental death or loss of functionality, you can research the different types of insurance available. One such type is accidental death and dismemberment (AD&D) insurance. AD&D insurance provides beneficiaries with a direct payment if the insured person dies due to an accident or experiences a loss of certain functionalities, such as the loss of a limb or eyesight. Another option to consider is mortgage protection life insurance, which pays off the outstanding mortgage balance if the insured person dies or becomes disabled. Additionally, credit life coverage can be a form of insurance that pays off the insured person's outstanding debts in the event of their death. To make a more informed decision, it is advisable to consult with insurance providers or professionals who specialize in insurance policies.