Question

Identify which of the following types of information can be found on a credit report.

rent payment history
rent payment history

medical history
medical history

religious affiliation
religious affiliation

race

Answer 1

[AI-generated answer — Bot GPT 3.5]

race

Answer 2

Which of the following types of information are excluded from a credit report?(1 point)

Responses

student loan repayment history
student loan repayment history

legal name and aliases
legal name and aliases

names of people and businesses who have gotten the credit report
names of people and businesses who have gotten the credit report

credit score
credit score

Answer 3

[AI-generated answer — Bot GPT 3.5]

names of people and businesses who have gotten the credit report

Answer 4

Which of the following describes the value of making payments on time?(1 point)

Responses

Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.

Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.

Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.

Making payments on time tells the lender whether they should loan money to a borrower or not.

Answer 5

[AI-generated answer — Bot GPT 3.5]

Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.

Answer 6

Which of the following is a major factor lenders use when deciding on a person’s creditworthiness?(1 point)

Responses

how long a person has lived in their apartment
how long a person has lived in their apartment

amount of debt a person currently has
amount of debt a person currently has

how often a person uses their credit card
how often a person uses their credit card

how healthy a person is

Answer 7

[AI-generated answer — Bot GPT 3.5]

amount of debt a person currently has

Answer 8

How often should you check your credit report for errors?(1 point)

Responses

every month
every month

only when you are applying for credit
only when you are applying for credit

once a year
once a year

every five years

Answer 9

[AI-generated answer — Bot GPT 3.5]

once a year