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The probability of Nicole pulling a red marble out of the bowl is the number of red marbles divided by the total number of marbles in the bowl.
There are 120 marbles in total.
There are 80 black marbles, 28 white marbles, and (120 - 80 - 28) = 12 red marbles.
Therefore, the probability of pulling a red marble is 12/120 = 1/10.
So, there is a 1 in 10 chance that Nicole will pull a red marble out of the bowl.