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To find out what fraction of the album is empty, we need to subtract the fractions filled by football and baseball cards from 1 (the whole album).
Football cards filled: 42/100
Baseball cards filled: 3/10 = 30/100
Total filled fraction: 42/100 + 30/100 = 72/100
Fraction empty: 1 - 72/100 = 28/100
Therefore, 28/100 of the album is still empty.
So, the correct answer is:
O 28/100