Use the paragraph to answer the question.

“I started working at age 10 selling fruits and vegetables off a truck,” says Jay Ferrans, President of JM Financial & Accounting Services in Southfield, Michigan. “I worked after school and on Saturdays, even throughout the summer fulltime. I was paid $5 for a full day worth, plus tips. Instead of buying candy, I put all that money in the bank. After a few years I bought a snowblower with plans to snowplow for neighbors. I made more money from this and established a pattern of saving my money, which allowed me much more freedom to purchase large items as I grew up. On the other side of the coin, many people spend their money on the little things as they grow, not realizing the impact it’ll have on their future. That $5 cup of coffee from Starbucks might cost you over a thousand a year, meaning you won’t have money to buy the big items you need because of the small items you bought. We all get to make choices, and it’s through these choices where our financial wellbeing is determined in our later years.” Which statement describes a central idea of this paragraph?
I NEED YALL TO HELP

The last sentence

One central idea of this paragraph is the importance of saving money and making wise financial choices.

The central idea of this paragraph is that starting to work at a young age and saving money can lead to greater financial freedom in the future, while spending money on small things can have a negative impact on one's ability to purchase larger items later on.

The central idea of this paragraph is that the choices we make with our money, particularly when it comes to saving and spending on small items, can greatly impact our financial wellbeing later in life. The paragraph emphasizes the importance of saving money and making wise financial decisions, as exemplified by the narrator's experience of starting to work at a young age, saving his earnings, and using them to invest in larger items that eventually provided him with more financial freedom. On the other hand, the paragraph warns against the habit of spending money on small everyday items without considering the long-term consequences.